The housing meltdown that began in 2006 was caused by a number of factors. The biggest culprit however was the corruption in the mortgage industry. Predatory lending practices hurt the dream of home ownership for so many people for years to come. Today, banking and credit regulations have become so stringent that many people have become so frustrated or even disillusioned with the pursuit of becoming a homeowner.
But, there is hope for everyone who desires to pursue the American dream. There is a mortgage program available nationwide for such people. Everyone gets the same incredible terms, including the below-market interest rate, regardless of their credit score or other factors. This program also provides free, comprehensive housing services. Trained professionals counsel potential home buyers into the extraordinary mortgage program using character-based lending criteria that takes each individuals circumstances into account to determine whether they are ready for home ownership and what they can afford. This is in contrast to risk-based pricing where people are often given loans they cannot afford while brokers and others make tremendous fees and profits. This program allows the buyer to purchase with;
- No down payment,
- No closing costs,
- No fees,
- No requirement for perfect credit,
- And at a below-market interest rate.
The first step in the Cape Coral Florida Home Buying process is to attend a home buyer workshop which is open and free to everyone. The program provides a number of workshops each month with additional workshops provided nationwide. To get started or to find out more contact Neil & Cathryn at (239) 244-1495 or use the form below to schedule a FREE no obligation consultation
About the authors: The above article “Home Buying with Dented Credit and Zero Down” was written by Neil & Cathryn Blair-Bennett of the TheReal239.Com at Coldwell Banker Residential Real Estate. With over 25 years combined experience selling and Cape Coral Florida home buying. If you’re thinking of selling or buying, we’d love to share our knowledge and expertise.
We strive to provide excellent service the following South West Florida areas: Bonita Springs, Cape Coral, Captiva, Estero, Fort Myers, Fort Myers Beach, Lehigh Acres, Naples, Pine Island, and Sanibel.